SERVICES
Personal Loans for Life Events
Personal loans shine for big life moments. Think debt consolidation to merge credit card bills into one payment. Or funding a wedding, car repair, or medical bill. Koshik Associates matches you with rates as low as 7% based on your income and history. They review your goals first. This ensures the loan fits without extra burden.
Strategic Financing for Business
Business loans come in flavors to match your stage. SBA loans offer low rates for startups, around 6-9%. Working capital covers daily cash flow dips. Equipment financing buys tools without draining savings. Koshik Associates picks the right type for growth spurts or steady runs. Imagine scaling your shop without cash crunch. They make that happen.
Home Loans and Property Financing
Dreaming of a house in Trichy? Home purchase loans through Koshik Associates make it real. They link you to banks with low rates, often under 8.5%. Top-up loans add cash on your current home loan. Use it for repairs or extras. Loans against property (LAP) let you tap home value for business needs. Local valuation matters here. They know Trichy property prices, from city centers to Edamalaipattipudur spots. This avoids low offers from outsiders.
Mortgage Loan Mastery
Mortgages feel overwhelming, but Koshik Associates simplifies it. They guide fixed-rate loans for steady payments at 6.8% now. Adjustable ones shift with rates for short-term buys. FHA options ease entry for first-timers with low down payments. VA loans skip that for vets. From pre-approval checks to final sign-off, they cut stress. Closing happens in 30-45 days.
